Privacy Policy for LIC Agents

Information Collection

I may collect personal information about you, including but not limited to:

• Contact Information: Name, address, phone number, and email address.
• Identification Information: Date of birth, PAN card number, Aadhar number, and other government-issued identification.
• Financial Information: Bank account details, income details, and other financial data.
• Health Information: Medical history and reports necessary for policy underwriting.
• Policy Information: Details related to existing and new insurance policies, including policy numbers, premiums, and beneficiaries.

Use of Information

The information collected is used for the following purposes:

• To process insurance applications and provide policy-related services.
• To communicate with you regarding your policy and related services.
• To verify your identity and protect against fraud.
• To comply with legal and regulatory requirements.
• To improve our services and customer experience.

Information Sharing

Your personal information may be shared with:

• LIC of India: For processing applications, issuing policies, and providing customer service.
• Third-party Service Providers: For services such as medical examinations, data processing, and customer support.
• Legal Authorities: When required by law or to protect against fraud and security threats.
• Other Insurance Agents or Brokers: With your consent, for the purpose of providing better service and policy options.

Data Security

I implement appropriate technical and organizational measures to safeguard your personal information against unauthorized access, alteration, disclosure, or destruction. This includes secure storage, encryption, and access controls.

Your Rights

You have the right to:

• Access your personal information and request corrections if it is inaccurate or incomplete.
• Withdraw consent for the use of your personal information, subject to legal and contractual restrictions.
• Request deletion of your personal information, subject to legal and regulatory requirements.

Changes to the Privacy Policy

This Privacy Policy may be updated periodically to reflect changes in practices or legal requirements. You will be notified of any significant changes through appropriate channels.